{"id":2114,"date":"2026-07-03T09:46:25","date_gmt":"2026-07-03T02:46:25","guid":{"rendered":"https:\/\/pandaigadai.com\/blog\/?page_id=2114"},"modified":"2026-07-03T09:46:27","modified_gmt":"2026-07-03T02:46:27","slug":"referral","status":"publish","type":"page","link":"https:\/\/pandaigadai.com\/blog\/referral\/","title":{"rendered":"Program Ajak Teman Gadai &#8211; Pandai Gadai"},"content":{"rendered":"\n<!-- ============================================================\n     Landing Page \"Ajak Teman Gadai\" (Program Referral)\n     Dibangun dari skill pandai-gadai-landing-page.\n     Paste utuh ke satu Gutenberg Custom HTML block.\n     ============================================================ -->\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link rel=\"stylesheet\" href=\"https:\/\/fonts.googleapis.com\/css2?family=Rubik:wght@400;500;600;700;800;900&#038;display=swap\">\n\n<style>\n#pg-page *, #pg-page *::before, #pg-page *::after{box-sizing:border-box;margin:0;padding:0}\n#pg-page{\n  --radius:0.625rem;--background:#ffffff;--foreground:#021431;--card:#ffffff;\n  --primary:#02439F;--primary-deep:#011455;--primary-bright:#0255CA;--primary-foreground:#f8fafc;--accent:#ffcd05;--accent-foreground:#021431;\n  --secondary:#f3f5fb;--muted:#f0f2f8;--muted-foreground:#6b7280;--destructive:#dc2626;\n  --destructive-foreground:#f8fafc;--border:#e2e6f0;--footer-bg:#02439f;\n  --shadow-card:0 2px 8px -2px rgba(2,20,49,0.08);--shadow-elegant:0 10px 30px -12px rgba(2,67,159,0.35);\n  --gradient-hero:linear-gradient(135deg,#011455,#0255CA);\n}\n#pg-page{font-family:\"Rubik\",system-ui,-apple-system,\"Segoe UI\",sans-serif;background:var(--background);color:var(--foreground);line-height:1.6;-webkit-font-smoothing:antialiased}\n#pg-page h1,#pg-page h2,#pg-page 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li{font-size:.9375rem}\n#pg-page .bonus-table{font-size:.9375rem}\n#pg-page .btn-accent,#pg-page .btn-wa{font-size:.9375rem}\n#pg-page .site-footer p,#pg-page .site-footer a,#pg-page .site-footer li,#pg-page .site-footer h3{font-size:.9375rem}\n\n\/* ---- desktop type scale-up ---- *\/\n@media(min-width:768px){\n  #pg-page .hero p{font-size:1.375rem!important}\n  #pg-page #cara h2,#pg-page #bonus h2,#pg-page #snk h2{font-size:2rem!important}\n  #pg-page .cta-strip h2{font-size:1.625rem!important}\n  #pg-page .info-card h3{font-size:1.375rem!important}\n  #pg-page #cara p,#pg-page #bonus p,#pg-page .info-card p,#pg-page .cta-strip p{font-size:1.0625rem!important;line-height:1.6}\n  #pg-page .highlight-box .calc{font-size:1.375rem!important}\n  #pg-page .terms-list li{font-size:1rem}\n  #pg-page .bonus-table{font-size:1rem}\n  #pg-page .bonus-table th{font-size:.9375rem}\n  #pg-page .btn-accent,#pg-page .btn-wa{font-size:1rem}\n  #pg-page .site-footer p,#pg-page .site-footer a,#pg-page .site-footer li,#pg-page .site-footer h3{font-size:1rem}\n}\n<\/style>\n\n<div id=\"pg-page\">\n\n<!-- HEADER -->\n<div class=\"site-header\">\n  <div class=\"header-inner\">\n    <a href=\"https:\/\/pandaigadai.com\" style=\"display:flex;align-items:center\">\n      <img decoding=\"async\" src=\"https:\/\/pandaigadai.com\/blog\/wp-content\/uploads\/2026\/01\/cropped-panda-1.webp\" alt=\"Pandai Gadai\" style=\"height:3rem;width:auto\">\n    <\/a>\n    <nav class=\"header-nav\">\n      <a href=\"#cara\" class=\"nav-link\" style=\"display:none\">Program Ajak Teman<\/a>\n      <a href=\"https:\/\/pandaigadai.com\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"nav-link\" style=\"display:none\">pandaigadai.com<\/a>\n      <button class=\"hamburger-btn\" id=\"pgHamburger\" aria-label=\"Buka menu\" onclick=\"pgToggleMenu()\">\n        <svg class=\"hamburger-icon\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" aria-hidden=\"true\"><line x1=\"3\" y1=\"6\" x2=\"21\" y2=\"6\"\/><line x1=\"3\" y1=\"12\" x2=\"21\" y2=\"12\"\/><line x1=\"3\" y1=\"18\" x2=\"21\" y2=\"18\"\/><\/svg>\n        <svg class=\"close-icon\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" aria-hidden=\"true\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"\/><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"\/><\/svg>\n      <\/button>\n    <\/nav>\n  <\/div>\n  <div class=\"mobile-menu\" id=\"pgMobileMenu\">\n    <div class=\"mobile-menu-inner\">\n      <a href=\"#cara\" class=\"mobile-nav-link\" onclick=\"pgToggleMenu()\">Program Ajak Teman<\/a>\n      <a href=\"https:\/\/pandaigadai.com\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"mobile-nav-link\" onclick=\"pgToggleMenu()\">pandaigadai.com<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- HERO -->\n<section class=\"hero\">\n  <div class=\"hero-overlay\" aria-hidden=\"true\"><\/div>\n  <div class=\"hero-inner\">\n    <div style=\"text-align:center\">\n      <h1 style=\"margin:0\">\n        <img decoding=\"async\" src=\"https:\/\/pandaigadai.com\/blog\/wp-content\/uploads\/2026\/07\/Header-ajaktemangadai-scaled.webp\" alt=\"Ajak Teman Gadai, masing-masing dapat hingga 40.000 Poin Pandai\" style=\"max-width:50rem;width:100%;height:auto;margin:0 auto\">\n      <\/h1>\n      <p style=\"margin-top:1rem;max-width:40rem;margin-left:auto;margin-right:auto;font-size:1.125rem;font-weight:500;color:rgba(248,250,252,0.9)\">\n        Ajak teman gadai, kalian berdua langsung cuan Poin Pandai. Makin banyak teman, makin banyak poin!\n      <\/p>\n      <div style=\"margin-top:2rem;display:flex;flex-wrap:wrap;gap:.75rem;justify-content:center\">\n        <a href=\"https:\/\/wa.me\/6285715322146?text=Halo%20Pandai%20Gadai%2C%20saya%20mau%20cek%20kode%20referral%20saya\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"btn-accent\">Tanya Kode Referral <span aria-hidden=\"true\">\u2192<\/span><\/a>\n        <a href=\"#cara\" class=\"btn-wa\" style=\"background:rgba(255,255,255,.15)\">Lihat Caranya<\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- CARA DAPAT BONUS -->\n<section id=\"cara\" style=\"padding:3.5rem 0\">\n  <div class=\"section-container\">\n    <div style=\"text-align:center\">\n      <h2 style=\"font-size:1.5rem;font-weight:700;color:var(--foreground)\">Cara Dapat Bonus<\/h2>\n      <p style=\"max-width:42rem;margin:.5rem auto 0;font-size:.875rem;color:var(--muted-foreground)\">Tiga langkah simpel buat mulai kumpulin Poin Pandai.<\/p>\n    <\/div>\n    <div class=\"card-grid\">\n      <div class=\"info-card\">\n        <img decoding=\"async\" src=\"https:\/\/pandaigadai.com\/blog\/wp-content\/uploads\/2026\/07\/Step-1.webp\" alt=\"\" style=\"width:5rem;height:5rem;border-radius:9999px;margin:0 auto\">\n        <h3 style=\"margin-top:1rem;font-size:1.125rem;font-weight:600;line-height:1.375;color:var(--foreground)\">Sebarkan Kode Referral<\/h3>\n        <p style=\"margin-top:.5rem;font-size:.875rem;line-height:1.625;color:var(--muted-foreground)\">Ambil kode referralmu di aplikasi Pandai Gadai, lalu bagikan ke teman yang butuh dana cepat.<\/p>\n      <\/div>\n      <div class=\"info-card\">\n        <img decoding=\"async\" src=\"https:\/\/pandaigadai.com\/blog\/wp-content\/uploads\/2026\/07\/Step-2.webp\" alt=\"\" style=\"width:5rem;height:5rem;border-radius:9999px;margin:0 auto\">\n        <h3 style=\"margin-top:1rem;font-size:1.125rem;font-weight:600;line-height:1.375;color:var(--foreground)\">Teman Gadai Pakai Kodemu<\/h3>\n        <p style=\"margin-top:.5rem;font-size:.875rem;line-height:1.625;color:var(--muted-foreground)\">Temanmu datang ke cabang dan gadai barang (emas, elektronik, atau BPKB motor instan) dengan kode referralmu.<\/p>\n      <\/div>\n      <div class=\"info-card\">\n        <img decoding=\"async\" src=\"https:\/\/pandaigadai.com\/blog\/wp-content\/uploads\/2026\/07\/Step-3.webp\" alt=\"\" style=\"width:5rem;height:5rem;border-radius:9999px;margin:0 auto\">\n        <h3 style=\"margin-top:1rem;font-size:1.125rem;font-weight:600;line-height:1.375;color:var(--foreground)\">Poin Langsung Cair<\/h3>\n        <p style=\"margin-top:.5rem;font-size:.875rem;line-height:1.625;color:var(--muted-foreground)\">Poin Pandai masuk ke akunmu dan akun temanmu. Klaim lewat aplikasi Pandai Gadai.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- BONUS TABLE -->\n<section id=\"bonus\" style=\"padding:1rem 0 3.5rem;border-top:1px solid var(--border);background:linear-gradient(180deg,var(--secondary) 0%,var(--background) 100%)\">\n  <div class=\"section-container\" style=\"max-width:52rem\">\n    <div style=\"text-align:center;padding-top:2.5rem\">\n      <h2 style=\"font-size:1.5rem;font-weight:700;color:var(--foreground)\">Bonus yang Kamu Dapat<\/h2>\n      <p style=\"max-width:42rem;margin:.5rem auto 0;font-size:.875rem;color:var(--muted-foreground)\">Besaran bonus mengikuti jenis barang yang digadaikan temanmu.<\/p>\n    <\/div>\n    <div style=\"overflow-x:auto;-webkit-overflow-scrolling:touch\">\n      <table class=\"bonus-table\">\n        <thead>\n          <tr><th>Temanmu Gadai<\/th><th>Bonus Kamu<\/th><th>Bonus Teman<\/th><\/tr>\n        <\/thead>\n        <tbody>\n          <tr><td class=\"prod\">Elektronik<\/td><td class=\"pts\">30.000 poin<\/td><td class=\"pts\">30.000 poin<\/td><\/tr>\n          <tr class=\"row-emas\"><td class=\"prod\">Emas <span class=\"tag-best\">TERTINGGI<\/span><\/td><td class=\"pts\">40.000 poin<\/td><td class=\"pts\">40.000 poin<\/td><\/tr>\n          <tr><td class=\"prod\">BPKB Motor Instan<\/td><td class=\"pts\">30.000 poin<\/td><td class=\"pts\">30.000 poin<\/td><\/tr>\n        <\/tbody>\n      <\/table>\n    <\/div>\n    <div class=\"highlight-box\">\n      <p style=\"font-size:.8125rem;color:var(--muted-foreground)\">Contoh: kamu ajak 5 teman gadai emas<\/p>\n      <p class=\"calc\" style=\"margin-top:.25rem\">5 \u00d7 40.000 = 200.000 Poin Pandai<\/p>\n    <\/div>\n    <p style=\"margin-top:1rem;text-align:center;font-size:.8125rem;color:var(--muted-foreground)\">Makin banyak teman yang kamu ajak, makin banyak Poin Pandai yang kamu kumpulkan.<\/p>\n  <\/div>\n<\/section>\n\n<!-- CTA STRIP -->\n<section class=\"cta-strip\">\n  <div class=\"cta-inner\">\n    <div class=\"cta-icon\">\n      <svg width=\"28\" height=\"28\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M17 21v-2a4 4 0 00-4-4H5a4 4 0 00-4 4v2\"\/><circle cx=\"9\" cy=\"7\" r=\"4\"\/><path d=\"M23 21v-2a4 4 0 00-3-3.87M16 3.13a4 4 0 010 7.75\"\/><\/svg>\n    <\/div>\n    <div style=\"flex:1\">\n      <h2 style=\"font-size:1.25rem;font-weight:700;line-height:1.25\">Siap Ajak Teman &amp; Kumpulin Poin?<\/h2>\n      <p style=\"margin-top:.25rem;font-size:.875rem;color:rgba(248,250,252,0.85)\">Chat admin kami untuk cek atau minta kode referralmu. Gratis, tinggal bagikan ke teman.<\/p>\n    <\/div>\n    <a href=\"https:\/\/wa.me\/6285715322146?text=Halo%20Pandai%20Gadai%2C%20saya%20mau%20ikut%20program%20Ajak%20Teman\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"btn-wa\" style=\"padding:.75rem 1.5rem\">\n      <svg viewBox=\"0 0 24 24\" fill=\"currentColor\" style=\"height:1rem;width:1rem\" aria-hidden=\"true\"><path d=\"M17.472 14.382c-.297-.149-1.758-.867-2.03-.967-.273-.099-.471-.148-.67.15-.197.297-.767.966-.94 1.164-.173.199-.347.223-.644.075-.297-.15-1.255-.463-2.39-1.475-.883-.788-1.48-1.761-1.653-2.059-.173-.297-.018-.458.13-.606.134-.133.298-.347.446-.52.149-.174.198-.298.298-.497.099-.198.05-.371-.025-.52-.075-.149-.669-1.612-.916-2.207-.242-.579-.487-.5-.669-.51l-.57-.01c-.198 0-.52.074-.792.372s-1.04 1.016-1.04 2.479 1.065 2.876 1.213 3.074c.149.198 2.095 3.2 5.076 4.487.709.306 1.262.489 1.694.626.712.226 1.36.194 1.871.118.571-.085 1.758-.719 2.006-1.413.248-.694.248-1.289.173-1.413-.074-.124-.272-.198-.57-.347\"\/><\/svg>\n      Chat Admin Sekarang\n    <\/a>\n  <\/div>\n<\/section>\n\n<!-- SYARAT & KETENTUAN -->\n<section id=\"snk\" style=\"padding:3.5rem 0;background:rgba(243,245,251,.6)\">\n  <div style=\"max-width:48rem;margin:0 auto;padding:0 1rem\">\n    <div style=\"text-align:center\">\n      <h2 style=\"font-size:1.5rem;font-weight:700;color:var(--foreground)\">Syarat &amp; Ketentuan Program Ajak Teman<\/h2>\n    <\/div>\n    <div class=\"terms-card\">\n      <ul class=\"terms-list\">\n        <li>Program referral berlaku untuk nasabah Pandai Gadai yang sudah pernah bertransaksi minimal 1x.<\/li>\n        <li>Bonus Poin Pandai berlaku jika temanmu adalah nasabah baru dan berhasil gadai (emas \/ elektronik \/ BPKB motor instan) dengan kode referralmu.<\/li>\n        <li>Tidak berlaku untuk gadai BPKB Survei.<\/li>\n        <li>Promo referral emas tidak bisa digabung dengan promo referral elektronik \/ BPKB motor instan. 1 teman hanya bisa ikut 1 program referral.<\/li>\n        <li>Promo referral tidak bisa digabung dengan promo apapun.<\/li>\n        <li>Bonus tidak bisa diklaim apabila barang sudah pernah digadaikan di Pandai Gadai sebelumnya.<\/li>\n        <li>Poin Pandai hanya bisa diklaim melalui aplikasi Pandai Gadai (tersedia di Play Store &amp; App Store).<\/li>\n        <li>Pandai Gadai berhak mengubah syarat dan ketentuan tanpa pemberitahuan sebelumnya.<\/li>\n        <li>Dengan mengikuti program ini, kamu dianggap telah membaca, memahami, dan menyetujui seluruh syarat dan ketentuan yang berlaku.<\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- FOOTER -->\n<div class=\"site-footer\">\n  <div class=\"footer-grid\">\n    <div>\n      <img decoding=\"async\" src=\"https:\/\/pandaigadai.com\/blog\/wp-content\/uploads\/2026\/01\/cropped-panda-1.webp\" alt=\"Pandai Gadai\" style=\"height:3.5rem;width:auto\">\n      <p style=\"margin-top:1.25rem;font-size:.875rem;color:rgba(255,255,255,0.85)\">Berizin dan Diawasi Otoritas Jasa Keuangan<\/p>\n      <p style=\"margin-top:.5rem;font-size:.875rem;font-weight:600\">Nomor Izin: KEP-180\/PL.02\/2023<\/p>\n    <\/div>\n    <div>\n      <h3 style=\"font-size:1rem;font-weight:700\">Navigasi<\/h3>\n      <ul style=\"margin-top:1rem;display:flex;flex-direction:column;gap:.625rem;font-size:.875rem;color:rgba(255,255,255,0.85)\">\n        <li><a href=\"#cara\" class=\"footer-nav-link\">Program Ajak Teman<\/a><\/li>\n        <li><a href=\"https:\/\/pandaigadai.com\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"footer-nav-link\">pandaigadai.com<\/a><\/li>\n      <\/ul>\n    <\/div>\n    <div>\n      <h3 style=\"font-size:1rem;font-weight:700\">Layanan Pengaduan Kantor Pusat<\/h3>\n      <p style=\"margin-top:1rem;font-size:.875rem;color:rgba(255,255,255,0.85)\">\n        Telepon: <a href=\"tel:085715322146\" class=\"footer-nav-link\">0857-1532-2146<\/a><br>\n        Email: <a href=\"mailto:hello@pandaigadai.com\" class=\"footer-nav-link\">hello@pandaigadai.com<\/a>\n      <\/p>\n    <\/div>\n  <\/div>\n  <div class=\"footer-bottom\">\n    <div class=\"footer-bottom-inner\">\n      <span>&copy; 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Makin banyak teman, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"disabled","ast-banner-title-visibility":"disabled","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"disabled","ast-disable-related-posts":"disabled","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2114","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"Janu Prasetya","author_link":"https:\/\/pandaigadai.com\/blog\/author\/janu\/"},"uagb_comment_info":0,"uagb_excerpt":"Program Ajak Teman pandaigadai.com Program Ajak Teman pandaigadai.com Ajak teman gadai, kalian berdua langsung cuan Poin Pandai. 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